Wealth Management in Phoenix & Scottsdale

Are You a Business Owner?

Harris Investment Advisors can offer coverage to protect your company and its employees, including:

  • Group Health Insurance
  • Key Man Insurance
  • Corporate Owned Life Insurance (COLI)
  • Liability Insurance

Learn more about insurance options for businesses.

Financial planning is a journey that you shouldn‘t have to take alone. The path to creating, enhancing, protecting and passing on your wealth presents a set of complex and interwoven challenges. Without an experienced guide, knowing which steps to take – and when to take them – can be a daunting task.

Harris Financial Advisors provides expert guidance to help you maximize your financial potential in every phase of life. Whether you are embarking on your journey or are looking to protect and preserve the wealth you've already created, we can offer the right tools and unbiased, professional advice to meet your needs every step of the way.

Managing Your Health & Well-Being

Good health becomes more precious to us as we get older. We cannot take this for granted. So, we need to plan to avoid being a burden to family and friends. At Harris Investment Advisors, we can help manage risk and provide a sustainable future for your family by securing the four cornerstones of protection: Health Insurance, Life Insurance, Disability and Long-Term Care.

Securing coverage is more affordable than you think. Let us help you find it.

Health Insurance

Did you know that the cost of providing care as we age has increased dramatically? The average retiree will now spend over $225,000 on healthcare. The time to plan is now. We can help you decide what the best program is for your situation.


Health insurance seems to be getting more complex and costlier by the day. Harris Investment Advisors can help you right plan in place now to eliminate the complexities and mitigating the costs down the road. We give you the resources to choose a plan that is affordable and offers the best coverage for you and your family. If you are looking for a high deductible plan, a plan the uses a certain specialist, or even a Medicare supplement, we have the ability to get you what you need.

Life Insurance

Life insurance gives you the peace of mind you only get from knowing that you have protected your loved ones. While the advantages of life insurance are usually clear, the individual choices can be complex. Should you buy term and invest the difference? And how much life insurance is enough?


Life insurance can be used for several purposes – income replacement, estate planning, asset protection and as a saving vehicle. The value in getting the right policy is the secure feeling that you and your family will be protected from hardship. We can walk you through your choices, help you understand the different types of life insurance, and find a policy that best fits your needs and your budget.

Disability

What happens to your ability to provide for your family if you become disabled? Sometimes called "the forgotten risk," disability is not even on the radar for many people. Yet disability insurance can be viewed as as important – if not more so – than life insurance. The fact is that one out of every seven workers will suffer a disability of five years or longer before age 65. Planning early is essential and we can provide you with the resources to find the best plan for you.

Long-Term Care

Long-Term Care by the Numbers

  • Nearly one in two people will need some form of long-term care in their lifetime.
  • Today, individual long-term care costs usually range between $20,000 and $120,000 per year, depending on the type of care.
  • By 2026, the cost of long-term care is expected to double.

Many individuals may feel uncomfortable relying on their children or family members for support. Yet without long-term care insurance, the high costs of care can quickly deplete your savings and possibly the savings of your family members as well.

Long term care insurance can be confusing, especially if you don't know who to turn to for expert advice. Harris Investment Advisors can be your expert; providing quotes and comparisons of the largest and strongest LTC carriers.

Let us help you prepare and give you peace of mind.

"Most people give very little thought to how important it is to plan for things like disability and long-term care. By helping you make the right decisions now, before you find that you may be unable to do so, we can save a considerable amount of time, money and anxiety for you and your loved ones down the road."

-David Harris, Founder and Principal, Harris Investment Advisors

Wealth Creation/Enhancement and Retirement Planning

You have probably spent most of your life working hard to save for retirement. But if you don't give your retirement plan the proper care and attention, you may have trouble reaching your future goals. Having your assets properly invested in your best earning years can be crucial to your success.

Let us take the guesswork out of managing your portfolio and bring your retirement planning to the next level...

Creating and Managing Wealth

Edelman Managed Asset Program

Harris Investment Advisors works in conjunction with Edelman Financial Services to offer the Edelman Managed Asset Program. The program's features include:

  • A long-term investment approach
  • More than 60 different portfolio models
  • Diversified allocation in up to 19 separate classes and market sectors
  • One low annual fee – no commissions, trading expenses, or brokerage costs

Learn more about Edelman Managed Asset Program.

Harris Financial Advisors can assist in developing a long-term plan that will meet your financial goals. The most important part of financial planning is to develop an understanding of your unique circumstances and objectives. Once your personal situation and goals are understood, we take a look at the options for you and analyze the expected risks and returns of each one.

Our goal is to invest your portfolio so that it will yield the return you seek with the lowest possible risk. We achieve this through diversification – the allocation of your portfolio among different asset classes and market sectors. Based on your needs and goals, your savings are invested in various stocks, bonds, commodities, natural resources, precious metals and money markets. Your portfolio will be reviewed daily and rebalanced as needed.

Taking a balanced, long-term approach to investing will lower your risks and help secure the wealth you have earned. If you are ready to start creating a sustainable and enjoyable future for yourself and your family, Harris Investment Advisors is ready to help.

401(k) Rollovers

Do you still have a 401(k) with a previous employer? Don't get saddled down with a plan that offers little flexibility after you leave the company. Take control of your retirement with a tax-free rollover into an IRA. We can help you find a low cost, low fee portfolio that is best for your situation.

A well-executed 401(k) rollover can help investors keep more of the money they've put away by avoiding taxes, penalties and fees. If you have recently retired or have left your job for other reasons – or even if you're just thinking about doing so – moving your retirement savings into a tax-deferred IRA can ensure your savings remain intact.

Learn more about how we can help you build, manage and protect your nest egg.

Leaving a Legacy

Let us help you shape your legacy. Whether it is leaving money for your place of worship or an income for your children or grandchildren, we can assist you in crafting a plan that is based on communication, value and trust.

Charitable Giving

Charitable giving is on the list of many investors desires. A fair amount of thought and planning needs to be done and goals must be established and assessed. Harris Investment Advisors can help make this process more understandable. We can even establish a legacy that can unfold while you are still alive to enjoy the fruits of your labor.

Estate Planning & Tax Management

Estate planning is typically the culmination of a lifetime of work and should not be taken lightly. We can help you build a plan that will reduce the potential taxation that may occur and eliminate the possibility of assets such as businesses or art having to be sold in order to pay Uncle Sam. Our planning will help give you a sense of comfort by eliminating the uncertainties over the administration of your assets and maximizing the value of your estate.

Contact us to find out more about our estate planning services.

"Even though taxes are an inevitability, we have the resources to manage the estate planning process using methods that adapt to current laws and your personal situation."

-David Harris, Founder and Principal, Harris Investment Advisors